If you have not invested in Bitcoin yet, you have probably asked yourself this question. Everyone has a Bitcoin story: they heard about it years ago, ignored it, then came back later in disbelief.
Even early adopters often feel they “missed the boat.” Consider the legendary tweet from Greg Schoen, who regretted selling his Bitcoin at $0.30 after watching the price reach $8. If he had held his 1,700 bitcoin until today, they would be worth more than $190 million. Given that this was only two years into Bitcoin’s existence, when it still seemed like a nerdy experiment, his decision was understandable.
This raises an important question: was it possible for anyone to foresee Bitcoin’s potential to transform the global monetary system? It is easy to say yes in hindsight, but the more important question is whether it is too late today.
Despite being far more mature and widely adopted than in the past, Bitcoin is just getting started. Below are the most common fallacies that lead people to think it is too late, followed by reasons why it is not.
Common fallacies that make people think they are too late
Unit bias
The price of a full bitcoin can be intimidating, which makes people feel they have missed most of the upside. But Bitcoin is divisible down to one satoshi (0.00000001 BTC). You can buy $5 or $50 worth. Anyone can start accumulating gradually.
Unit bias is why some investors chase “cheaper” cryptocurrencies without understanding the monetary properties that drove Bitcoin’s adoption in the first place.
Bitcoin is old tech
Some people compare Bitcoin to MySpace versus Facebook, arguing that first movers can be replaced. This analogy misunderstands what Bitcoin is. It is not a social platform or a software product. It is a monetary network.
When evaluating money, the key qualities are:
- Durable: digital records don’t degrade.
- Divisible: down to one satoshi (1/100,000,000 of a bitcoin).
- Fungible: interchangeable in practice.
- Portable: transferable across the globe in minutes.
- Verifiable: anyone can validate a transaction’s authenticity with the Bitcoin software.
- Scarce: capped at 21 million bitcoins, with a predictable issuance schedule.
On these properties, Bitcoin remains unmatched.
Bitcoin is also evolving. Innovation happens on layers on top of the Bitcoin network, such as the Lightning Network or Ark. For a deeper comparison between Bitcoin and other cryptocurrencies, see our article Bitcoin vs crypto.
Top reasons why you are not too late for Bitcoin
Bitcoin is only 16 years old. Thinking it is too late now is like thinking it was too late to adopt the internet in 1999.
Programmed scarcity
Bitcoin’s issuance halves roughly every four years. A shrinking new supply supports price if demand remains steady or grows. There will only ever be 21 million bitcoin. What matters is your share of that fixed supply.
Regulatory clarity is improving
Bitcoin was once viewed as toxic by banks and institutions. Today, more jurisdictions are adopting clearer legal frameworks, and those that do not risk being left behind.
Network effects are strengthening
As more people, businesses, developers, and institutions join, Bitcoin’s ecosystem compounds in value. Like the internet, adoption drives utility, and utility drives further adoption.
Layers and payment growth
Scaling solutions like the Lightning Network improve speed, fees, and user experience. Bitcoin’s utility expands beyond long-term store of value into payments and smart contracts.
Broader liquidity and market depth
Exchange liquidity, ETFs, institutional-grade custody, and professional market makers reduce volatility spikes and increase accessibility.
Mainstream financial integrations
Brokerages, fintech apps, banks, and payment processors are integrating Bitcoin infrastructure, making it easier for everyday users to acquire and use it.
Government adoption
The United States, El Salvador, and many other countries publicly hold bitcoin as part of their reserves, and every month, new countries and states are exploring similar policies.
Growing corporate and treasury use
More companies are adopting Bitcoin as a reserve asset. In 2025, Mexican companies such as Murano announced bitcoin treasury allocations. Corporate adoption is still in the early innings.
Improved custody options
Beyond hardware wallets, users can choose between:
- multisig setups
- collaborative custody
- multi-institution custody (MIC)
If you need help evaluating options, contact Aureo for a consultation.
So how much higher can it go?
A better question might be: How much purchasing power will fiat currencies lose?
The value of fiat money tends to decrease over time due to unlimited issuance. Historically:
- The U.S. dollar has lost around 97% of its purchasing power over the past century.
- The Mexican peso has faced repeated devaluations and redenominations.
Bitcoin’s goal is not just to rise in fiat terms. It is to preserve purchasing power over decades.
That said, several institutional models suggest that Bitcoin could reach seven or eight figures (millions to tens of millions of dollars per bitcoin) based on different adoption frameworks:
Institutional portfolio share theory
ARK Invest estimates that if Bitcoin captures even 2 to 6.5 percent of global investable assets by 2030, prices could reach mid-six to seven figures.
Reserve asset math
VanEck models central-bank reserves and cross-border settlement to project multi-million-dollar outcomes under aggressive adoption.
Gold parity scenario
CoinShares models Bitcoin’s valuation if it were to capture different percentages of the total above-ground gold market
Conclusion
There are many compelling reasons why it is not too late to start accumulating Bitcoin. In fact, we are still in its early adoption phase.
To get started, speak with one of our experts at Aureo here, or sign up to use our platform to buy Bitcoin in Mexico.