What Does Aureo Charge to Buy or Sell Bitcoin?

TL;DR: Aureo charges a tiered, all-in fee based on the size of your transaction — from 2.00% for smaller purchases down to 0.75% for high-volume OTC trades. There are no hidden charges, no network fees, and no surprises at checkout. The fee is shown explicitly before you confirm, and the rate you transact at reflects it exactly.

Why it matters

Most platforms either hide their fee inside the exchange rate or bury it in fine print. Knowing the exact fee before you confirm is the only way to make a truly informed decision. Aureo shows you both the market rate and the applicable fee explicitly — so you always know what you're paying and why the execution rate differs from the reference price. The fee you see is the complete cost — not a floor.

How Aureo's fee works

When you buy or sell bitcoin through Aureo, here is exactly what happens:

1. You see the market rate. The reference price shown on the platform reflects the real bitcoin market price — not a rate already inflated by fees.
2. You receive a quote. Before you confirm the transaction, Aureo generates a quote. The applicable fee for your transaction size is shown explicitly at this stage, and the execution rate you're offered already reflects it.
3. You send funds. Once you confirm and send your pesos or bitcoin, Aureo processes the transaction at the quoted rate.
4. The final rate is confirmed. After your funds are received, the completed exchange rate is shown. It reflects the same fee structure as the quote.

Nothing changes between the quote and execution without your knowledge. The fee is visible at every step that matters.

Fee structure

Aureo's fee scales with the size of each transaction:

Standard rates:

• Under $5,000 MXN: 2.00%
• $5,000 – $19,999 MXN: 1.75%
• $20,000 – $49,999 MXN: 1.50%
• $50,000 – $199,999 MXN: 1.25%

OTC Desk (requires Tier 2 or Tier 3 verification):

• $200,000 – $1,999,999 MXN: 1.00%
• $2,000,000 – $19,999,999 MXN: 0.85%
• $20,000,000 MXN and above: 0.75%

To access OTC rates, you must complete Tier 2 verification (monthly limit of $2,000,000 MXN, requires proof of income or net worth documentation) or Tier 3 (no preset limit, terms defined with your advisor).

What's included in the fee

The fee covers everything required to complete your transaction:

• Aureo's cost for sourcing or receiving bitcoin on your behalf
• Bitcoin network (mining) fees — Aureo absorbs these, so you are never charged separately for on-chain transaction costs
• No additional charges at checkout, on withdrawal, or at any other point

The fee you see is the fee you pay. There is nothing added after.

Why show the market rate first?

Most platforms that build fees into their exchange rate never show you the underlying market price. You see a single number — the rate they're willing to transact at — and the cost is invisible unless you do the math yourself.

Aureo shows the market rate first because it gives you an honest reference point. You can see exactly what the market price is, what Aureo's fee is, and what the resulting execution rate will be. That's three numbers that tell a complete story, rather than one number that hides two of them.

How does it compare?

Context helps. Bitcoin transaction costs vary significantly across platform types, and the advertised number is rarely the real cost.

Retail exchanges with visible trading fees often advertise low rates (0.1%–1%) but layer on spreads, network fees, and withdrawal fees that bring the true cost to 2%–4% or more. Fintech apps and neobanks typically embed their fee entirely in the exchange rate, with spreads ranging from 1.5% to 3%+. Peer-to-peer platforms can have lower costs but introduce counterparty risk and unpredictable liquidity.

Aureo's fees are all-in and should be compared to the real total cost of alternatives — not their advertised rate. They also include network fees that most platforms charge separately, which makes a like-for-like comparison more favorable than the headline numbers suggest.

Common misconceptions about exchange fees

"0% commission means it's free."
No. Platforms that advertise zero commissions earn revenue by widening the exchange rate they offer you. The cost is real — it's just invisible. A disclosed percentage fee is more honest than an undisclosed rate adjustment.

"The market price is what I should be paying."
The market prices shown on aggregators like CoinMarketCap or CoinGecko are reference prices derived from multiple exchanges. No retail platform transacts at that exact price — every platform adds a margin to cover its costs. The only question is whether they tell you how much.

"Fees only matter for large transactions."
Percentage fees scale with size, so the absolute cost grows with the amount. But for small, recurring purchases — a common approach to bitcoin accumulation — fees compound over time and are worth understanding at any transaction size.

A note on risk

Buying or selling bitcoin involves price volatility that is entirely separate from fees. A fee is a fixed, one-time cost at the moment of the transaction. The value of bitcoin after a purchase can move significantly — up or down — independent of what you paid to acquire it.

Understanding fees matters. But volatility is the larger variable in any bitcoin transaction.

FAQ

Does Aureo charge a commission on top of the exchange rate?
No. The fee shown is the only charge. It is shown explicitly before you confirm, and the execution rate reflects it. There is no separate commission added at any point.

Does the same fee structure apply when I sell bitcoin?
Yes. The tiered fee structure applies equally to purchases and sales. There are no additional withdrawal or conversion fees.

Does Aureo charge network fees?
No. Aureo covers Bitcoin network (mining) fees on your behalf. You will never see a separate network fee on any transaction.

Why is my execution rate different from the market rate I saw first?
The market rate shown initially is a reference price. The execution rate reflects that price adjusted for Aureo's applicable fee for your transaction size. The difference between the two is exactly the fee you're paying.

Can the fees change?
The tiered fee structure is set policy. Bitcoin's market price changes constantly, but the fee applied to each transaction depends solely on the transaction size.

How do I access OTC rates?
OTC rates are available from $200,000 MXN per transaction and require completing Tier 2 or Tier 3 verification. Your advisor can guide you through the process.

Is there a fee to hold bitcoin at Aureo?
No. There are no custody or holding fees for bitcoin stored in your Aureo account.