Bitcoin Retirement Calculator
Calculate how Bitcoin could fund your retirement. Model different scenarios and visualize projected outcomes.
How it works
This tool calculates how much Bitcoin you could accumulate until retirement, and projects how long your funds would last based on your withdrawals. It uses real-time prices and the 4% rule to give you a realistic view of your Bitcoin retirement.
Enter your data
Enter your current age, desired retirement age, current Bitcoin holdings, and how much you plan to buy annually.
Adjust projections
Set expected Bitcoin growth rate, inflation, and choose between the 4% rule or a custom withdrawal amount.
Visualize your future
See how much you'll have at retirement, your monthly budget, and at what age your funds would run out.
Two life phases
Accumulation: you buy Bitcoin each year until retirement. Distribution: you stop buying and live off withdrawals.
Calculator
Privacy note: This calculator runs entirely in your browser. No personal data is collected, stored, or sent to any server.
Input Parameters
Results
With your projected savings of $0, the 4% rule allows you to withdraw $0 per year.
To reach your goal of $0 (inflation-adjusted), you would need savings of $0.
Plan is sustainable. Projected funds last beyond age 95.
Key Comparisons
Goal today
$600,000
Goal at retirement
$0
+0% due to inflation
Your projected savings
$0
Required savings
$0
Coverage: 0%
Accumulation Phase
Retirement Phase
Inflation Impact
Bitcoin Allocation Guidance
- Conservative (0-5%): Minimal exposure, lower volatility
- Moderate (5-15%): Balance between growth potential and stability
- Aggressive (15%+): Higher potential but high volatility, requires long time horizon
Important Disclaimer
This calculator and accompanying content are provided for educational and informational purposes only. This tool makes assumptions about future performance that may not materialize. They do not constitute financial advice and should not be relied upon as such. The projections and calculations provided by this tool are estimates based on user inputs and assumptions. Actual results may vary significantly. We make no warranties about the accuracy, completeness, or reliability of the information provided. Past performance does not guarantee future results. Always consult with qualified financial professionals before making investment decisions.